Should You Become Your Own Boss?

Maybe you’re cringing at the thought of going back to an office. The seed of a business idea floats around in your head between work videoconference calls, after the kids are asleep or while you tend your pandemic garden. Or perhaps you were laid off during the pandemic and forced to work for yourself, and … Continued

College, Interrupted: The Case for Going (Back) to School

A cautionary note for the high school classes of 2020 and 2021: Waiting to enroll in college decreases the likelihood you’ll ever attend or complete a degree. It’s a valid concern for both cohorts. Due to the pandemic, undergraduate enrollment was down 2.5% in fall 2020 and down 4.5% for spring 2021, compared with the … Continued

When Life Blows Up Your Well-Laid Plans

Job loss, business failure, involuntary retirement, divorce, disability or the death of a breadwinner — these are just some of the ways our finances can force us to come up with a Plan B. That’s never as simple as downloading a list and ticking off completed assignments, however. Checklists can be helpful, for instance when you’ve … Continued

More Grads Are Going Back to School: Should You?

College enrollment is down overall compared with last year due to the coronavirus. But the economic effects of the pandemic may actually be pushing some students back to school. “(It’s) probably the worst time to graduate from college in this generation,” says Doug Shapiro, executive director of the National Student Clearinghouse Research Center. “What are … Continued

4 Expert Tips to Get Hired From Home

Job hunting has always been a little stressful. OK, a lot stressful. A pandemic certainly hasn’t remedied that. Rather, it’s changing the landscape. For one, it’s heating up competition. Millions of newly out-of-work Americans are chasing employment simultaneously. Applicant pools are also expanding geographically as remote work becomes widespread. Plus, navigating the entire hiring process … Continued

How to stand out in this tough job market

Dear Class of 2020: You are graduating into one of the worst economies in history. But this isn’t news to you. Many of you have already felt the impact, with summer internships and full-time job offers pulled out from under you as the depth and duration of the coronavirus pandemic truly sets in. As a … Continued

3 Ways Millennials Are Getting Money Right

Read almost any article about millennials and you’ll come away with the distinct impression that this generation is royally screwing up. That they’re suffocated by student debt. That they spend frivolously. And that they’re behind on everything from owning a home to starting a family. Don’t buy into all the gloom and doom. Millennials are … Continued

3 Things to Do When You Get a Salary Increase

Bravo! Everyone wants to make more money, and you’ve managed to do just that. Whether you received a raise or took a higher-paying job, a salary increase is something to celebrate. It’s also something to evaluate within your larger financial picture. That way, you know what to do with your additional cash. Here’s what to … Continued

Sneaky Ways Burnout Hurts Your Bottom Line

Millennials are a burned-out bunch. Millennial workers are more likely than older generations to report being burned out at work, according to a 2018 Gallup study. The gig economy, the temptations of social media and the high expectations millennials have of themselves contribute to this trend, behavioral finance experts say. Add to that record student … Continued

How I Ditched Debt: Small Wins Help Achieve a Big Dream

Bernadette Joy and AJ Maulion How much: $309,800 in 3 years Bernadette Joy Maulion, 34, went to business school part time after a career in human resources, hoping to start a new chapter in her professional life. School wasn’t cheap, and she took out $72,000 in student loans. She and husband AJ, 37, had a $57,000 … Continued