How Pay Transparency May Affect Your Job Search or Next Raise

Knowing if you’re being paid fairly for the work you do is a mystery shrouded in a lack of information. That may be changing, though, and pay transparency may be the catalyst. It’s a growing trend for companies to reveal what a job opening or current position pays — whether voluntarily, or because governments mandate … Continued

6 Ways to Set Financial Boundaries

While setting boundaries around money can sometimes be a daunting task, doing so can help put you on the path to financial wellness. If you struggle with setting (and sticking to) financial boundaries, there’s no better time than the start of a new year to get into the habit. What are financial boundaries?   “Money boundaries … Continued

Ask a Nerd: How Can I Avoid Overdraft Fees From Overspending?

If you’re like me, this week, you’ll probably feel the same thankful I-don’t-need-to-shop-this-much-again-for-another-year sigh of relief. But even when the year-end holidays have passed, you might still be seeing the ghosts of all your purchases on your bank statement, especially if you overspent to the point of overdrafting and are dealing with extra fees. Leaning … Continued

6 Steps to Higher Net Worth: A Year-End Financial Checklist

If you want to build momentum for your New Year’s money resolutions, set some financial improvements into motion before the end of the year. Here are six easy-to-implement steps to help boost your net worth going into the new year. 1. Mind your health insurance deductibles End-of-the-year financial planning strategies aren’t always this well-timed: “My son’s birthday … Continued

5 Tax Moves to Consider Before Year-End

With the holidays right around the corner, taxes might be the last thing on your mind. But a little bit of preparation now could make a big difference come April. Here are five things to keep an eye on as the year ends. 1. Increase your 401(k) contributions if you can Contributing to an employer-sponsored … Continued

Great, Inflation Is Ruining Thanksgiving Dinner, Too

This Thanksgiving, it’s not just the pandemic or post-election political tensions threatening to ruin your family dinner — it’s also inflation. Oh, and the ongoing avian flu that has killed more than 7 million turkeys nationwide this year. The American Farm Bureau Federation, which tracks food prices, said in a news release that consumers could face … Continued

Job Market Still Strong Despite Slight Rise in Unemployment

A slight uptick in unemployment in October is the one blemish on an otherwise strong employment picture for workers, according to data released by the Bureau of Labor Statistics on Friday. A significant number of jobs were gained in October and wages remain up overall. And hiring was stronger in industries that previously lacked growth, … Continued

Shopping Experts Predict What’s in Store for Black Friday 2022

Black Friday, the day after Thanksgiving, lands on Nov. 25 this year. While that’s still a ways off, holiday sales have already started. But they’ve only begun to scratch the surface. There’s still plenty of season — and chances to save money — left to go. Looking ahead to Black Friday, what can shoppers expect amid rising … Continued

Don’t Let Outdated Preapproval Add to Your Home Search Woes

As mortgage rates continue their stomach-turning rise and serious shoppers compete for a limited supply of homes, would-be home buyers may be struggling to make a successful offer before their mortgage preapproval letter expires. According to Zillow, more than half of home buyers this year reported making two or more offers before closing on a home — … Continued

Does Closing a Bank Account Affect Your Credit?

Ready to close a bank account but worried you could ding your credit score? Don’t be. By taking a few simple steps and practicing good banking habits, you can avoid having your credit affected by a bank account closure. Here’s what you need to know. Generally, closing a bank account doesn’t affect your credit The … Continued