Don’t Let Outdated Preapproval Add to Your Home Search Woes

As mortgage rates continue their stomach-turning rise and serious shoppers compete for a limited supply of homes, would-be home buyers may be struggling to make a successful offer before their mortgage preapproval letter expires. According to Zillow, more than half of home buyers this year reported making two or more offers before closing on a home — … Continued

Advice for Renters Priced Out of Homebuying

Today’s housing market can feel like a dream killer. Rising mortgage rates, high home prices and a shortage of properties for sale deliver a one-two-three punch. If you’ve been knocked out of one too many deals and need a timeout, here’s how to regroup and keep the homeownership dream alive. Give yourself a break Given … Continued

Turn Your Quarantine Clutter Into Money

I placed more online orders than I can count in 2020. And I justified all of them. My front porch was filled with boxes containing all sorts of things: furniture (I needed to redecorate), paper towels (I needed to stock up), crafts (I needed activities), board games (more activities) and a treadmill (I needed exercise). … Continued

How to Build a Home Office Without Breaking the Bank

For about six months beginning in January, James Hulett’s garage became his home office. His company sent him home earlier than most workplaces in an effort to keep the coronavirus from spreading. “I have a 3-year-old son who’s way into tools, so he would be [in the garage] finding tools to take them inside and … Continued

Surprising Things Renters Insurance Covers — And Leaves Out

Insurance is designed to offer peace of mind, but there’s a reason your policy has all that fine print: You might not have the coverage you expect. Like any other insurance policy, renters insurance has exclusions, and knowing about them ahead of time can help you avoid unexpected bills in a disaster. Just as important, though, is … Continued

How to Pay Rent When You Can’t Afford It

After Megan Pearson’s job as a restaurant server was put on hold because of COVID-19-related stay-at-home orders, the single mom had to figure out how to come up with the rent for her apartment in Brooklyn, New York. “I posted my frustration on Facebook with trying to get through to unemployment the first week,” Pearson … Continued

3 Signs That Itemizing Your Taxes May Be Worth the Headache

For many people, one of tax season’s trickiest decisions is whether to take the standard deduction or itemize. Taking the standard deduction may be faster and simpler, but itemizing could save more money if you have the time and energy to fill out extra forms and dig up receipts. Fortunately, two tax pros say it’s often easy … Continued

How to Give Back Without Busting Your Budget

It may not come as a surprise that millennials are passionate about giving back. Millennials as a generation believe in supporting causes more than individual organizations, are likely to be influenced by peer networks when it comes to giving and want to give back in terms of money, time and leadership, according to the Millennial … Continued

5 Halloween Headaches and How Insurance Can Help

When ghosts and goblins run amok, only people with the right insurance will be in luck. Find out which policies pay when Halloween pranks are more trick than treat — or when something more serious happens. 1. Your car gets egged Last year, insurance claims related to car vandalism increased on Halloween and the days … Continued

Don’t Ignore the Signs of Financial Abuse

Nearly 70% of millennial women have experienced financial abuse by a romantic partner. Let that sink in for a second. That means, for every 10 women you know in that age group, odds are that seven of them have had a partner use money to control or manipulate them, according to a 2017 survey of 2,000 people … Continued