What to Do When You Can’t Pay Your Bills

The economic fallout from the coronavirus pandemic could be profound. Many people are already losing jobs, with unemployment jumping at a record pace. Even those who stay employed may face reduced hours or uncertainty about how long their paychecks will continue. If you’re in a situation where you can’t pay all your bills, or likely … Continued

How to Keep Your Spirits Up in the Long Game of Saving

Dreaming of a savings goal is almost always fun — a sunny vacation, the perfect home, a dazzling holiday gift. But think about how long it can take to get there, and all that fun might fade away. Even if you’re doing the right things, such as cutting your expenses or taking a part-time job … Continued

3 Ways Millennials Are Getting Money Right

Read almost any article about millennials and you’ll come away with the distinct impression that this generation is royally screwing up. That they’re suffocated by student debt. That they spend frivolously. And that they’re behind on everything from owning a home to starting a family. Don’t buy into all the gloom and doom. Millennials are … Continued

How to Make Room for Fun in Your 2020 Budget

Reporting for jury duty. Standing in line at the DMV. Going to the dentist. Making a budget. What do all of these have in common? They’re activities you’d probably like to skip. And while budgeting certainly isn’t exciting, breaking down your spending can give you the ability to do things you enjoy. Here’s how to … Continued

How I Ditched Debt: From ‘Extravagantly Broke’ to Comfortably Frugal

DeShena Woodard How much: $51,754 in 2 years 8 months DeShena Woodard is happy. She’s working full time in her dream job as an RN, running her own financial blog and living in a suburb outside of Houston. From the outside looking in, you’d never guess this got-it-all-together professional was recently struggling. Just a few years … Continued

3 Things to Do When You Get a Salary Increase

Bravo! Everyone wants to make more money, and you’ve managed to do just that. Whether you received a raise or took a higher-paying job, a salary increase is something to celebrate. It’s also something to evaluate within your larger financial picture. That way, you know what to do with your additional cash. Here’s what to … Continued

How I Ditched Debt: Small Wins Help Achieve a Big Dream

Bernadette Joy and AJ Maulion How much: $309,800 in 3 years Bernadette Joy Maulion, 34, went to business school part time after a career in human resources, hoping to start a new chapter in her professional life. School wasn’t cheap, and she took out $72,000 in student loans. She and husband AJ, 37, had a $57,000 … Continued

Can’t Bear to Check Your Finances? Here’s Help

Would you rather eat that ATM receipt than risk seeing your balance? You’re not alone. Keeping tabs on money can be stressful and confusing. Even if you know you should keep track of your finances, it can feel easier to just ignore balances, credit card statements and bills. But what’s easy now may become hard … Continued

Will a Summer Job Burn Your Financial Aid for College?

Roughly one-third of teenagers have summer jobs, according to the Pew Research Center. Some of these jobs may make you very familiar with the letters “SPF.” But every working student should know a different abbreviation to avoid getting burned: EFC. While you may be working to help pay for college, the money you earn could … Continued

What College Students Need to Know About Driving for Uber, Lyft

Rideshare companies promise ultimate flexibility for drivers: Set your own schedule, earn more during busy times, get paid quickly. It seems ideal for college students looking to earn summer cash. But driving for Uber, Lyft or other rideshare services requires more than simply downloading the app and filling up your gas tank. Here’s what to know … Continued