5 Ways to Save Money on Holiday Shopping This Season

This holiday shopping season is shaping up to be longer, pricier and in some ways more chaotic than in previous years, which makes it easy to overspend. But there are also opportunities for significant savings if you know where and how to search for them. “There are supply chain issues, inflation, major retailers reducing inventory … Continued

What if You Can’t ‘Out-Budget’ Inflation?

Inflation is a nightmare for the many Americans who already stretch their dollars to cover basic needs. What happens when those dollars lose value? Their choice is probably not about whether to cut streaming services or opt for store-brand groceries. Instead, they may have to pick between buying enough food and paying rent. The families … Continued

What You Need to Know About Apple’s Buy Now, Pay Later Feature

Earlier this week, at its Worldwide Developers Conference, Apple announced the release of a new feature called Apple Pay Later — a type of “buy now, pay later” plan. The feature lets users divide Apple Pay purchases into equal installments at zero cost. Though there have been rumors of a cooling-off period for the explosive … Continued

How to Protect Your Spending Power From Inflation

Inflation — the rise in consumer prices — is a slow erosion of your money over time. Before 2021, the United States hadn’t seen annual core inflation much above 3% for the better part of 25 years, says Michael Ashton, managing principal of Enduring Investments, a consulting and investing firm in Morristown, New Jersey. So … Continued

Ready to Spend Like a College Graduate?

In just a couple of months, a new cohort of college graduates will leave behind their careers as students and start new ones as entry-level workers. And for many — regardless of age — that change brings a whole new financial landscape to navigate. Gabby DelMonaco, a financial planning assistant in Silver Spring, Maryland, is … Continued

6 Things to Know About Student Loans Before You Start School

The summer before your freshman year in college means choosing classes, checking out your future roommate’s Instagram and figuring out how you’re going to pay the bills. Chances are you will need a loan: 2 out of 3 students have debt when they leave school, according to 2017 graduate data from the Institute for College … Continued

How to Bounce Back From a Credit Card Mistake

Whether you’re using a credit card for the first time or you’ve carried one for years, mistakes happen. And while a credit card mistake can affect your credit scores, there’s no need to be hard on yourself. With some habit changes and a bit of time, you can begin to see your credit scores heal. … Continued

5 Options for Your Money Before Student Loan Payments Resume

5 Options for Your Money Before Student Loan Payments Resume This article provides information for educational purposes. NerdWallet does not offer advisory or brokerage services, nor does it recommend specific investments, including stocks, securities or cryptocurrencies. The Biden administration has extended the federal student loan payment pause a final time, meaning borrowers won’t owe money or … Continued

Beat Your Summer ‘Revenge Shopping’ Debt

The joy of shouting to your friends over the roar of a crowded bar, the giddiness of seeing the world rushing by below you from the seat of an airplane, the weirdly constricting sensation of wearing pants that aren’t elastic — the summer of 2021 brought back many experiences we had forgone during the past … Continued

In Your Debt: Back to Pre-Pandemic Spending? Don’t Overdo It

With COVID-19 restrictions mostly lifted in the U.S. (though that’s changing), you may be enjoying a more social summer than you were last year. But dinners out and movie tickets can seem pricey compared with a year and a half of home-cooked meals and whatever’s on TV — especially if you experienced pandemic-related financial hardships. … Continued