5 Steps to Weed Out Instagram Ad Scams

Holiday shoppers, prepare to be bombarded with social media ads — and scams. Highly targeted advertising on social media sites like Instagram and Facebook makes it easier than ever for brands to get in front of their target market. But these ads also make it easier for shady brands to dupe eager scrollers and shoppers … Continued

The 5 Worst Investment Tips on TikTok

This article provides information for educational purposes. NerdWallet does not offer advisory or brokerage services, nor does it recommend specific investments, including stocks, securities or cryptocurrencies. Do-it-yourself is fine when the stakes are low; everything you need to know about patching drywall is on TikTok. But what about when the stakes are high? Would you rewire … Continued

Neutralize the Digital Threat You Carry Everywhere

Your smartphone is your confidante, your hand-held connection to the world — and one of your biggest vulnerabilities. Scammers can take advantage of day-to-day tasks that seem innocuous, like checking a bank balance or charging a phone at a public USB port, to exploit personal information for their profit. To keep that data safe, start … Continued

These Types of Apps Could Prompt Impromptu Spending

While some apps help you save money, others have a way of encouraging you to spend more. Changing how you connect with these types of apps by deleting them, not downloading them in the first place or limiting your interaction with them can help you rein in your spending. Subscription-based apps Many subscription services and boxes … Continued

Bye-Bye, Brick-and-Mortar: How One Couple Made the Switch to Online Savings

If you’ve been considering making the jump to an online bank, here’s a reason to do it now: A recent Federal Reserve rate increase may prod banks to give their customers higher interest rates on their savings in 2019. Here, one man walks us through why he and his wife decided to take the plunge … Continued

How to Resist Online Ads and Keep Your Money

Online ads are like salespeople. Sometimes they’re helpful — and sometimes they trail you while you shop, make suggestions, “check in” on you, and all but shove you to the checkout. Those online ads “chase you around the internet,” says Neeru Paharia, associate professor of marketing at Georgetown University’s McDonough School of Business. They get … Continued

How Banking Apps Can Motivate You to Save

Every time Olivia Robinson shops at Nordstrom, $10 moves from her checking account to savings. She set up this automatic transfer, or “rule,” in the savings app Qapital. The rule “has definitely scaled back my spending at Nordstrom,” says Robinson, 26, a flight attendant and travel blogger based in Seattle. This way of saving money … Continued

Don’t Let Instagram Envy Get You Into Debt

When was the last time scrolling through Instagram made you feel better? If you’re like me, the puppy photos on your feed momentarily boost your mood, but the parade of carefully selected and artfully edited experiences leaves you feeling depleted. How can these people afford to travel to New Zealand? When will it be your turn to … Continued

5 Ways Your Social Media Profiles Can Help You Get Into College

Everything from your Facebook account to your Google search results is fair game when you apply for work. But what about applying for admission to a university? About 40 percent of admissions departments check social media to learn about candidates, according to a survey of 365 colleges performed by Kaplan Test Prep in 2016. On the bright … Continued

7 Actionable Tips to Stay Marketable in a Tough Job Market

It’s no secret that the job market is becoming increasingly competitive and difficult to navigate. Creating a name for yourself in your industry and becoming successful is no easy task. Professional development is a skill you’ll have to continuously work on, even outside of work, in order to get the job you want in the … Continued