WEBVTT

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There are a lot of small choices that we make with our
money each day.

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But every once and awhile we come across a big, monster
decision,

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one that can have a huge effect on our money, in the short
and long term.

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Decisions such as where we live and whether to rent or to
own a house,

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what kind of transportation we need to buy, whether or not
we need insurance...

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...and how much we want to invest in the future.

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Since we don't always know what the best choices are, and
we don't want to risk our own money,

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we're going to play around with someone else's money
decisions:

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We'll be taking you through a day in the life of Ms. A and
Mr. B,

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as they try to make the best possible choices with their
money: today, tomorrow and for all the moments in between.

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It'll be your job to make sure that they're making the right
decisions based on their needs.

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And along the way, you'll learn how to make the same
choices for yourself,

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if and when you ever need to buy a house, get a car,
start investing,

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save for retirement or make sure you're protected against
the unexpected.

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We're going to take a look at a Financial Life in the making.
This includes:

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MONEY CHOICES FOR TODAY: Such as housing and
transportation;

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MONEY CHOICES FOR THE JUST IN CASE: This
means emergency savings and insurance;

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MONEY CHOICES FOR TOMORROW: This is about
investing and building wealth.

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It'll be your job to guide Ms. A and Mr. B towards the best
decisions for them,

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so pay attention to all the options as we go through the
course.

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And it'll be good practice for making the best decisions for
yourself in the future, too.