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Borrowing money is a battle between
present you and future you.

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Present you makes all kinds of borrowing decisions
today,

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not always thinking about how it will burden future you. 

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From credit cards to car loans, 

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there are plenty of ways to borrow money that can make it
feel like it costs nothing.

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But if you don't manage that debt properly,

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your future self is on the hook for owing what you
borrowed, plus any interest and fees.

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We're not saying never ever borrow money. We're saying
you should borrow smartly. 

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That way, both your present self and future self can get
along just fine.

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In this course, we'll cover the Knowl's ABCs of Debt 

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and everything you need to know to manage it smartly:

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How debt works and the cost of debt;

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how to manage and start to repay debt;

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and how to eliminate debt and avoid unnecessary debt in
the future.

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By understanding debt better, you can manage what you owe,

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eliminate the debt you have and what you don't need in the future.

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And the result: Present you and future you will be at peace.