Whenever I earn any money or am given the awesome gift of cash, I keep it safe and secure in an envelope. You read that right: an envelope. The “envelope system” is a way I keep track of where my money goes, and it even works as a savings account. The envelope system works great … Continued

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Do your friends bust your budget? Shannon McNay has tips on bypassing the impulse to buy (while still maintaining your social life). It all started with a Chanel bag.   I was sitting in my apartment, complimenting a friend on her new designer bag. I’d seen this bag carried by plenty of people before, but … Continued

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About 70 percent of all recent college graduates have student loan debt, while nearly 30 percent of Americans admit they have zero emergency savings of any kind. If you find yourself in both camps, trying to figure out how to save money and pay off debt at the same time can feel like a vicious circle. Yet, ideally, … Continued

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