People who spend too much outnumber, by far, those who spend too little. But the methods that therapists and financial planners use to help “underspenders” can guide the rest of us about when it’s OK to splurge and when we should resist. Chronic underspenders can be so terrified about running out of money that they … Continued

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This week’s question: I don’t have a lot of spare money, but I still want to socialize and travel. How can I live within my means without becoming the annoying broke friend? First, take a breath. You will not lose friends — real friends, at least — because you can’t swing a girls’ trip to … Continued

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Let’s be honest: budgeting sucks. There’s a reason everyone (including me) dreads sitting down and figuring out a budget. It brings to light all the things you spent money on that you probably shouldn’t have, and in the end you’ve got a list of super-responsible stuff to spend money on instead. It’s the financial equivalent … Continued

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