So you want to refinance your student loans – congratulations! You can potentially save thousands of dollars in interest and shave years off of your repayment term. However, you may be wondering: how will applying to refinance student loans affect my credit score? Fortunately, the impact of refinancing on your credit score should be minimal … Continued

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With the season’s signs of renewal and growth all around, you might be inspired to spend this month renewing good money habits and growing your bank balances. Consider these four tips for springing forward with your finances. 1. Stash money in a retirement account If you put cash in a Roth or traditional individual retirement account each year, you … Continued

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Thirty-eight percent of American households carry credit card debt from month to month, and that total debt adds up to $918 billion. The Federal Reserve estimates the average household balance is more than $16,000. And the average U.S. household is paying $6,658 a year in interest alone, or 9% of its income. This news is discouraging, … Continued

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