At Inceptia, the heart of our nonprofit mission is to arm you with the knowledge necessary to make informed financial decisions – and that includes helping high school students navigate the college planning process. As a high school junior or senior, you and your families have some pretty big choices to make over the next … Continued

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You will pay slightly less interest on the life of your federal student loan if you’re taking one out for the upcoming school year than if you’d borrowed for last year. Interest rates for 2016-17 kick in on July 1, and they’re lower than the 2015-16 rates. Congress sets federal student loan rates each year based on the … Continued

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Student loans have become a fact of life for almost everyone who pursues higher education. Though the struggle with student loans occurs on an individual basis, student debt’s overall impact on society is enormous; according to studies from the Federal Reserve Banks of New York and Cleveland, over 43 million Americans owe 1.26 trillion dollars in … Continued

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