Your college roommate. Your current roommate. Your book club. Your brunch crew. Your office secret Santa. Your cousins. Your siblings. Your parents. Your partner. Their parents. As your social circle expands, so does your holiday shopping list. But what happens when you can’t afford to buy gifts for everyone? One option: Cut back on gift exchanges. … Continued

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One million dollars might sound like enough to retire with today, but by the time you reach your last day of work, it’ll be worth less than you might think. The reason is inflation, and it impacts how you plan for the future. Here’s a look at what inflation is and how to keep it … Continued

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Here’s a hint: Skipping your daily coffee isn’t going to cut it. Little luxuries are a popular punching bag for financial gurus, but they’re usually not what really keeps you from reaching financial goals. Instead of eliminating lattes to save that first $500 — and beyond — try changing your mindset. Why $500? It can be a solid start … Continued

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