An American Research Group survey of 1,100 adults between November 17 and November 20, 2015 found that the average person plans to spend about $882 during the 2015 holiday shopping season, about two percent more than the 2014 survey. Between Thanksgiving and Christmas, consumers give their credit cards and bank accounts a serious beating. Many … Continued

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Our Inceptia Institute contributor, Samantha Piper, is a fourth year student at the University of Minnesota-Twin Cities. She is in the Carlson School of Management working towards a Bachelor’s of Science in Business in Human Resources and Industrial Relations and also in the College of Liberal Arts working towards a Bachelor’s of Art in English. … Continued

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Everyone wants their house to look like a home: cozy, comforting, and, well, nice. However, sometimes getting it that way can cost a penny or two. What do you do when you want to make improvements but can’t afford to demolish from the ground up? You do what you can when you are able. Check … Continued

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