Do you need that new jacket, or do you just want it really badly? Sure, you could say outerwear is essential for keeping warm in cold climates, but it’s much harder to argue that it needs to be a luxurious leather coat. Some things you need, and some you just want. But just because you … Continued

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This week’s question: I don’t have a lot of spare money, but I still want to socialize and travel. How can I live within my means without becoming the annoying broke friend? First, take a breath. You will not lose friends — real friends, at least — because you can’t swing a girls’ trip to … Continued

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Let’s be honest: budgeting sucks. There’s a reason everyone (including me) dreads sitting down and figuring out a budget. It brings to light all the things you spent money on that you probably shouldn’t have, and in the end you’ve got a list of super-responsible stuff to spend money on instead. It’s the financial equivalent … Continued

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