Money-related stress doesn’t discriminate. Whether individuals are financially well off or not, most still worry about their finances: A 2016 survey by the American Psychological Association found that 61% of Americans were either somewhat or very stressed about money. Many of us get sucked into the mindset that if we just had more money, we … Continued

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People who spend too much outnumber, by far, those who spend too little. But the methods that therapists and financial planners use to help “underspenders” can guide the rest of us about when it’s OK to splurge and when we should resist. Chronic underspenders can be so terrified about running out of money that they … Continued

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This week’s question: I don’t have a lot of spare money, but I still want to socialize and travel. How can I live within my means without becoming the annoying broke friend? First, take a breath. You will not lose friends — real friends, at least — because you can’t swing a girls’ trip to … Continued

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