Smartphones have replaced lots of other accessories: cameras, flashlights, calculators. But many people are still reluctant to swap the wallets in their pockets for their digital counterparts. A key reason consumers are hesitant to adopt mobile payments like Apple Pay and Android Pay, surveys say, is fear over security: High-profile retailer data breaches have made … Continued

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Do you need that new jacket, or do you just want it really badly? Sure, you could say outerwear is essential for keeping warm in cold climates, but it’s much harder to argue that it needs to be a luxurious leather coat. Some things you need, and some you just want. But just because you … Continued

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Money-related stress doesn’t discriminate. Whether individuals are financially well off or not, most still worry about their finances: A 2016 survey by the American Psychological Association found that 61% of Americans were either somewhat or very stressed about money. Many of us get sucked into the mindset that if we just had more money, we … Continued

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