You will pay slightly less interest on the life of your federal student loan if you’re taking one out for the upcoming school year than if you’d borrowed for last year. Interest rates for 2016-17 kick in on July 1, and they’re lower than the 2015-16 rates. Congress sets federal student loan rates each year based on the … Continued

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Whenever I earn any money or am given the awesome gift of cash, I keep it safe and secure in an envelope. You read that right: an envelope. The “envelope system” is a way I keep track of where my money goes, and it even works as a savings account. The envelope system works great … Continued

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