A budget can be a freeing thing. Sure, a budget sets limits on what you can spend your money on, but it also lets you buy or experience things you might otherwise not allow yourself to. To be honest, unless I have my budget written out — and I know my mandatory expenses are covered by … Continued

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It’s a good idea to have a budget, even if it’s an informal one. Some of us do pretty well with the fixed-cost part of the budget. Fixed costs are those that stay the same each month, like your rent or mortgage payment, cable package, gym membership, cell phone bill, car payment, the dating service you … Continued

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November brings forth a cornucopia of sales: Thanksgiving, Black Friday and Cyber Monday. But that’s just the beginning of what this deal-driven month will produce. Here are the categories from which shoppers should be buying — and a couple they should skip — over the next few weeks to get the most for their money. Buy: … Continued

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