When you graduate, you might end your academic journey with more than a diploma in hand — you could wind up with a generous cash gift, too. The average person giving graduation gifts last year planned to spend about $53 on each, with cash being the most popular present, according to the National Retail Federation’s … Continued

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If you’re like many people, you tell yourself little money lies without even realizing it. These lies might justify spending or a lack of savings, or help you avoid dealing with money altogether. Regardless of the reason, they disconnect you from your finances and limit you now and in the future. If you’re telling yourself … Continued

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Quick facts about the 401(k) A 401(k) is a tax-favored retirement savings account offered by employers Individuals can contribute up to $18,000 a year ($23,000 if age 50 or older) Some employers offer the choice of both a traditional 401(k) and a Roth 401(k) You can contribute to both a 401(k) and an IRA in the … Continued

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