Holiday tips are a way to thank the people who make your life easier. So why is it so hard to figure out whom to tip and how much? Guides published by etiquette experts don’t always agree on what’s appropriate. What people actually do is another matter altogether. Only about half of Americans give any … Continued

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Holiday shopping season has a pesky habit of eating up your extra cash. Some 51% of all Americans say they “typically overspend” on holiday gifts, according to a 2018 NerdWallet survey, conducted by The Harris Poll. Here are five reasons you might be overspending during the holidays — and how to fix them. 1. You’re shopping in the store The … Continued

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Like death, taxes remain uncertain. But they’re now on sale. Under the new tax laws, individual tax rates are broadly lower and the standard deduction — which directly reduces your taxable income — is nearly double what it was. A taxpayer who previously fell into the 15% tax bracket is now taxed at a 12% rate. … Continued

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