There are nearly 90,000 bank branches across the U.S., but when was the last time you visited one? “I haven’t set foot in a bank branch or had a reason to since 2014,” says Jonathan Hasson, a user interface designer in Palo Alto, California. For people like Hasson, banking online and by mobile device has … Continued

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If you received a gift card over the holidays, chances are you’re happy about it. After all, what’s not to like? Gift cards allow recipients to buy stuff without taking money out of their pocket — at least in theory. But gift cards can be a mixed blessing. Forget you have one and it can … Continued

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“Ask Brianna” is a column from NerdWallet for 20-somethings or anyone else starting out. I’m here to help you manage your money, find a job and pay off student loans — all the real-world stuff no one taught us how to do in college. Send your questions about postgrad life to askbrianna@nerdwallet.com. This week’s question: “I’m graduating … Continued

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