When your checking account drops close to zero, your next debit card purchase can cost you more in fees than you might expect. If your bank covers the transaction and your account dips into the red, you can be charged an overdraft fee — not just once, but several times if you keep making purchases following a … Continued

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Student loans aren’t scary the way roller coasters are — a quick hit of adrenaline and a silly souvenir photo to capture the moment. No, student loans are scary because they alter the way you see your future. They fill you with dread that you’ll never have a house, a vacation to remember or a … Continued

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If you were in a financial bind, would you turn to your employer instead of a payday lender? Coming up with cash quickly can be a costly endeavor for the 78% of working Americans who often live paycheck to paycheck. Many turn to payday loans because they’re convenient. But they also carry high interest rates … Continued

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