Do you need that new jacket, or do you just want it really badly? Sure, you could say outerwear is essential for keeping warm in cold climates, but it’s much harder to argue that it needs to be a luxurious leather coat. Some things you need, and some you just want. But just because you … Continued

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Money-related stress doesn’t discriminate. Whether individuals are financially well off or not, most still worry about their finances: A 2016 survey by the American Psychological Association found that 61% of Americans were either somewhat or very stressed about money. Many of us get sucked into the mindset that if we just had more money, we … Continued

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People who spend too much outnumber, by far, those who spend too little. But the methods that therapists and financial planners use to help “underspenders” can guide the rest of us about when it’s OK to splurge and when we should resist. Chronic underspenders can be so terrified about running out of money that they … Continued

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