Holiday tips are a way to thank the people who make your life easier. So why is it so hard to figure out whom to tip and how much? Guides published by etiquette experts don’t always agree on what’s appropriate. What people actually do is another matter altogether. Only about half of Americans give any … Continued

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Your college roommate. Your current roommate. Your book club. Your brunch crew. Your office secret Santa. Your cousins. Your siblings. Your parents. Your partner. Their parents. As your social circle expands, so does your holiday shopping list. But what happens when you can’t afford to buy gifts for everyone? One option: Cut back on gift exchanges. … Continued

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If your heart is set on seeing the Statue of Liberty or the Mona Lisa, you can’t do that without visiting New York City or Paris, respectively. But if you want to save money on travel and aren’t picky about the specifics, it’s possible to save money and get a similar experience by choosing a different destination. … Continued

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