“Holy crap.” That was my shocked response to the first utility bill of summer. A month of running the air conditioner jacked my bill up by over $100. I suddenly found myself considering the pros and cons of living in the basement until Labor Day. If summer utility bills are scorching your budget, take heart. With these … Continued

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When 29-year-old Cecilia Paredes decided to buy a 2018 Mini Cooper with cool black rims, she knew she’d be facing a professional negotiator — the car salesman. So Paredes, who works in the theses and dissertation office at California State University, Long Beach, brought her uncle along as her wingman. “I’m young, I look young … Continued

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You probably know that your credit score could affect your life in many ways — from the apartment you rent to the interest rate on your car loan. But there are a few credit score myths that you — or your friends or family — may not know aren’t true. For example, marrying someone with bad credit … Continued

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