In thinking about my best advice for students getting ready to graduate, I wanted to make sure my words of wisdom are applicable to millennials. Thankfully, my niece, Morgan, is a recent college graduate and the perfect co-author to assist me. Together, we can see that students today are not so different from the graduates … Continued

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Way to go, Class of 2016! You’ve reached a big milestone — and it’s only just the beginning. Now it’s time to make some plans to see where life can take you (and how some smart money strategies can help you along the way). Inceptia is here to help you get started on your journey. … Continued

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Thirty-eight percent of American households carry credit card debt from month to month, and that total debt adds up to $918 billion. The Federal Reserve estimates the average household balance is more than $16,000. And the average U.S. household is paying $6,658 a year in interest alone, or 9% of its income. This news is discouraging, … Continued

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