Shopping online has benefits: It’s quick, convenient and much less stressful than a trip to the mall. However, it’s not without risks. Nearly half of consumers who shopped online in the past year say they have experienced payment fraud, representing nearly 80 million online shoppers, according to a 2016 American Express survey. But there are ways to avoid fraud. … Continued
The overflowing expectations around the holidays can entice us to spend more than we can afford. Not only do we have bills to face once the decorations are put away, but 43% of respondents to an Experian survey say extra expenses also make the holidays hard to enjoy. Now’s the time to plan so your December … Continued
A budget can be a freeing thing. Sure, a budget sets limits on what you can spend your money on, but it also lets you buy or experience things you might otherwise not allow yourself to. To be honest, unless I have my budget written out — and I know my mandatory expenses are covered by … Continued