Why should I monitor my credit? Regularly checking your credit reports and credit scores can help you catch and fix errors or detect identity theft. It also lets you see progress as you improve your credit. Who needs to do it? Everyone, even people with no credit activity. If someone has your Social Security number, … Continued

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Credit and debt have their own vocabulary, and it’s not always easy to understand. So when you’re puzzling over a credit card statement or your credit report, don’t feel like a fool: Sometimes those terms conceal as much as they reveal. In honor of April Fools’ Day, we explain a few terms that can trip … Continued

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What credit scores are: Three-digit numbers expressing the likelihood you’ll repay someone who lets you use their money (like a loan or credit card). Who has a credit score: People who have been listed on an account that was reported to any of the three credit bureaus: Equifax, Experian and TransUnion. An account can be a … Continued

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