Before the pandemic, Steffen Kaplan, a social media and visual consultant in the New York area, preferred using cash to credit cards. He says cash helped him avoid overspending. But now, with the coronavirus still potentially lurking around every corner, his habits have changed. “I don’t carry cash around with me anymore,” Kaplan says. “Given that we have to … Continued

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The Great Recession demolished jobs across the U.S., and it eventually came for mine, too. After graduating in 2009, I worked four months as an entry-level executive assistant at a nonprofit before being laid off. I had limited financial knowledge, a short work history and a lot to prove to break into the field of … Continued

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You did your research and made a plan you could live with. Maybe you took on side gigs or downsized your housing expenses. Perhaps you canceled unused subscriptions and negotiated some other monthly bills, or simply resisted the splurge on that impulse buy. Congratulations, you finally paid off your credit card debt! So … now … Continued

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