A few months ago you may not have thought much about strategies for managing credit balances or how much of an emergency fund you really need. But with finances strained by the coronavirus pandemic, making smart money decisions is crucial. To better handle current conditions, ask yourself these three questions. How much of an emergency … Continued

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Rewards cards. Store cards. Business cards. Balance transfer cards. With such a variety of credit cards available for such a range of uses, many choose not to limit themselves to just one. In fact, 35% of Americans carry three or more cards, according to a NerdWallet survey of 2,019 U.S. adults conducted online March 5-9 … Continued

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Like cars, relationships and health, personal finance needs maintenance. Routine care now helps you in the future and alerts you to problems. But check-ins can be easy to blow off, particularly if everything seems to be running smoothly. “Comfortable might not be the best thing,” says certified financial planner Lazetta Rainey Braxton. You can feel … Continued

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