Timing is everything when it comes to saving for the holidays. The longer you have to build up cash reserves, plan your budget and buy gifts at the right price, the better you can cover these seasonal costs without going into debt. Avoiding debt around the holidays can save you from a spending hangover in … Continued

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Borrowers who say they were duped into paying for useless help in reducing their student debt now have a way to fight back. A New York public interest law firm has filed a class action complaint against Equitable Acceptance Corp. and dozens of its affiliates. The New York Legal Assistance Group is taking calls from … Continued

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Pursuing student loan forgiveness entails a decade of meticulously recorded payments, hours on hold with your servicer and infinite patience. Success, however, arrives without much fanfare. Public defender Shelly Tomtschik was in court when she got the email notifying her that the quest was over: “Congratulations! After final review of your Public Service Loan Forgiveness … Continued

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