Personal finance experts are in the business of helping readers save money every day. Although not every tip can apply to every reader, there is a shared goal of imparting financial wisdom to others to help them cope with debt, improve their credit, successfully obtain a home and accomplish a number of other financially based … Continued

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About 63 percent of those under 30 years of age don’t have a credit card. That’s compared with just 35 percent of those over 30 who’ve chosen to opt out of the credit game. Those who do have credit cards run into trouble paying their bills.  Many millennials are cutting up their credit cards, and … Continued

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My friend had a stable job making $85,000 a year with moderate debt that included a mixture of credit cards and student loans. He lived a comfortable lifestyle often eating at fine restaurants and traveling. He shared with me that has all changed. My friend who was never late on bill payments was now facing some … Continued

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