Our Inceptia Institute contributor, Samantha Piper, is a fourth year student at the University of Minnesota-Twin Cities. She is in the Carlson School of Management working towards a Bachelor’s of Science in Business in Human Resources and Industrial Relations and also in the College of Liberal Arts working towards a Bachelor’s of Art in English. … Continued

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Changing your financial state  requires a kind of time travel to commune with your future self.  Where do you want to be in 10, 20 years? Are you on the right path, or heading in the wrong direction? The time value of money—that is, how savings, investments and debt levels compound with the passing of … Continued

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We all know how important it is to be conscious of our energy consumption and minimize our carbon footprint. Not only is it good for the planet, but it can benefit our wallets, too, as energy bills sky-rocket with heat waves, droughts, record-breaking snowfall and artic temperatures. Fortunately, it’s easy to find little ways to … Continued

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