At Inceptia, the foundation of our nonprofit mission is to arm students and schools with the knowledge necessary to make informed financial choices. As a high school junior or senior, you probably haven’t made very many financial decisions that affect your long-term financial well-being, but that’s about to change. College is likely your first big … Continued
When you graduate, you might end your academic journey with more than a diploma in hand — you could wind up with a generous cash gift, too. The average person giving graduation gifts last year planned to spend about $53 on each, with cash being the most popular present, according to the National Retail Federation’s … Continued
Quick facts about the 401(k) A 401(k) is a tax-favored retirement savings account offered by employers Individuals can contribute up to $18,000 a year ($23,000 if age 50 or older) Some employers offer the choice of both a traditional 401(k) and a Roth 401(k) You can contribute to both a 401(k) and an IRA in the … Continued