If you woke up on Jan. 1 groggy with a holiday debt hangover, you weren’t alone: 3 in 5 shoppers took on some form of debt in the previous holiday season, NerdWallet’s latest holiday shopping report found. Much like a champagne-fueled headache, this debt can persist long after holiday merriment fades. Of those who took … Continued

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You probably know that paying your bills on time is crucial for your credit score. But there are other factors that play into your score, as well. One factor that you might not know about: how much of your available credit you use. You probably know it’s bad to max out a card, but even … Continued

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The first student loan bills are arriving for the Class of 2019. If the grads are able to stick to the standard plan, they’ll make payments every month for the next 10 years and be done with it. But not all borrowers will knock out their loans so quickly. Among federal loan borrowers who began … Continued

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