Credit and debt have their own vocabulary, and it’s not always easy to understand. So when you’re puzzling over a credit card statement or your credit report, don’t feel like a fool: Sometimes those terms conceal as much as they reveal. In honor of April Fools’ Day, we explain a few terms that can trip … Continued

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What credit scores are: Three-digit numbers expressing the likelihood you’ll repay someone who lets you use their money (like a loan or credit card). Who has a credit score: People who have been listed on an account that was reported to any of the three credit bureaus: Equifax, Experian and TransUnion. An account can be a … Continued

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Today, TransUnion and Equifax have agreed to change practices that the Bureau found misled consumers about the value of the credit scores they marketed and sold. In their advertising, TransUnion and Equifax misrepresented that the credit scores they marketed and provided to consumers were the same scores that lenders typically use to make credit decisions … Continued

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