Intuition and common sense can let you down big time if you use them to make credit decisions. Consumer credit expert John Ulzheimer says the secret is to understand the factors behind your credit score and use those to guide decisions. Here are five perfectly reasonable-sounding credit moves that can come back to bite you … Continued

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Those ubiquitous checklists of “dorm room essentials” for college freshmen are filled with items that will be ditched by the end of first semester. Some parents “go to the store and grab a list like they did when their kids were in elementary and high school and just go straight down the list,” says Lisa … Continued

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There’s a best time to buy just about anything, but knowing which product will go on sale at what time isn’t always easy. So here’s a list of general shopping rules that can apply to most things you’ll buy. With these tips, you can figure out the best time — or at least a good time … Continued

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