Sometimes a grain of truth about a financial topic can morph into something that’s just plain misleading. One example is the 15/3 credit card payment trick — or hack — that you might have seen touted on the internet and social media as a secret tactic for improving bad or mediocre credit. The 15/3 hack claims you … Continued

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The 15/3 Credit Card Hack Is Nonsense — Here’s What to Do Instead Sometimes a grain of truth about a financial topic can morph into something that’s just plain misleading. One example is the 15/3 credit card payment trick — or hack — that you might have seen touted on the internet and social media as a … Continued

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For many consumers, the ease and flexibility of spreading payments over a longer period of time makes “buy now, pay later,” or BNPL, plans appealing. Add in the possibility for lower interest rates, and BNPL is becoming an increasingly popular alternative to using a credit card. According to a 2021 study by C+R Research, 56% of BNPL … Continued

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