Holiday shopping season has a pesky habit of eating up your extra cash. Some 51% of all Americans say they “typically overspend” on holiday gifts, according to a 2018 NerdWallet survey, conducted by The Harris Poll. Here are five reasons you might be overspending during the holidays — and how to fix them. 1. You’re shopping in the store The … Continued

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Your college roommate. Your current roommate. Your book club. Your brunch crew. Your office secret Santa. Your cousins. Your siblings. Your parents. Your partner. Their parents. As your social circle expands, so does your holiday shopping list. But what happens when you can’t afford to buy gifts for everyone? One option: Cut back on gift exchanges. … Continued

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Here’s a hint: Skipping your daily coffee isn’t going to cut it. Little luxuries are a popular punching bag for financial gurus, but they’re usually not what really keeps you from reaching financial goals. Instead of eliminating lattes to save that first $500 — and beyond — try changing your mindset. Why $500? It can be a solid start … Continued

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