Spending less than you earn is one sure path to financial security. But that doesn’t have to mean a spartan lifestyle. You can still enjoy yourself while living small. Focus on the benefits. Having a financial buffer makes you the boss of your money, instead of someone who scrambles until payday. It gives you the … Continued

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If you’re like most high schoolers, you probably think of the PSAT as a practice run for the SAT. But this test actually has some pretty high stakes of its own. In fact, its full name is the PSAT/NMSQT, or National Merit Scholarship Qualifying Test. If you get a top score on the test, you … Continued

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Oh, the woes of being popular during the holidays. Each party invitation comes with an unwritten expectation to spend money on transportation, a host gift and a festive outfit. But party hopping doesn’t have to be expensive. Cut yourself some slack and accept these three fundamental truths. 1. You don’t have to attend every party … Continued

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