The quickly unfolding coronavirus outbreak is an extreme case, but any sort of hard times will test our personal finances. Many people are now facing reduced work hours and income while watching with worry as stock market upheaval continues. Preparation is better than panic, however. And starting now is better than doing nothing. To get … Continued

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Your credit score makes a big difference in your life: It can help you qualify for credit cards or car loans, let you skip deposits on utilities, and even make car insurance more affordable. But that three-digit number is not who you are. While it’s easy to feel discouraged about a low score, it’s important … Continued

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For many people, one of tax season’s trickiest decisions is whether to take the standard deduction or itemize. Taking the standard deduction may be faster and simpler, but itemizing could save more money if you have the time and energy to fill out extra forms and dig up receipts. Fortunately, two tax pros say it’s often easy … Continued

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