This year marks a decade since the global financial crisis. Although the biggest financial institutions still dominate the landscape, banking has undergone some changes. The proliferation of smartphones means mobile banking now plays a significant role in how we manage our money. A 2016 Fed survey found that over half of smartphone users with bank accounts used … Continued
Budget Before Black Friday to Prevent Costly Regrets After If your wallet could talk, would it blacklist you from Black Friday shopping? Before you get swept up in the dizzying deal frenzy this Nov. 23, here are three tips from financial experts about how to stay on budget — and stop yourself from buying things you don’t need. Be … Continued
When your checking account drops close to zero, your next debit card purchase can cost you more in fees than you might expect. If your bank covers the transaction and your account dips into the red, you can be charged an overdraft fee — not just once, but several times if you keep making purchases following a … Continued