When you graduate, you might end your academic journey with more than a diploma in hand — you could wind up with a generous cash gift, too. The average person giving graduation gifts last year planned to spend about $53 on each, with cash being the most popular present, according to the National Retail Federation’s … Continued

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Quick facts about the 401(k) A 401(k) is a tax-favored retirement savings account offered by employers Individuals can contribute up to $18,000 a year ($23,000 if age 50 or older) Some employers offer the choice of both a traditional 401(k) and a Roth 401(k) You can contribute to both a 401(k) and an IRA in the … Continued

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Saving up for the future can be daunting. Whether you’ve got your eyes on a tropical vacation or you’re stockpiling for your emergency fund, meeting your savings goals can seem out of reach unless you use a system that lets you save as painlessly as possible. One good option is to turn to the new breed … Continued

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