Here’s a hint: Skipping your daily coffee isn’t going to cut it. Little luxuries are a popular punching bag for financial gurus, but they’re usually not what really keeps you from reaching financial goals. Instead of eliminating lattes to save that first $500 — and beyond — try changing your mindset. Why $500? It can be a solid start … Continued

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When your checking account drops close to zero, your next debit card purchase can cost you more in fees than you might expect. If your bank covers the transaction and your account dips into the red, you can be charged an overdraft fee — not just once, but several times if you keep making purchases following a … Continued

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When you’re at the checkout line this holiday season, you could juggle your bags and dig into your purse or billfold for your credit or debit card. Or you could use that phone you’re already clutching, or that new smartwatch strapped to your wrist. Many stores now accept mobile wallets, a technology that lets customers … Continued

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