Some factors that influence your financial success are beyond your control. Older people tend to be richer than younger people. White U.S. households, on average, have many times the wealth of black or Hispanic households. Those born into the top or bottom of the economic strata typically stay there. But the decisions you make about … Continued
For most of the past decade, my summer jobs have been haunted by screaming children. Don’t think “scary movie,” though — more like “public pool” (and “summer camp,” and “family friendly restaurant”). Despite the decibel level, I managed to learn a few tricks in those jobs, even when the work itself seemed like an inconvenience on the … Continued
Let’s be honest: budgeting sucks. There’s a reason everyone (including me) dreads sitting down and figuring out a budget. It brings to light all the things you spent money on that you probably shouldn’t have, and in the end you’ve got a list of super-responsible stuff to spend money on instead. It’s the financial equivalent … Continued