We’re primed to get suckered this holiday season. Tight budgets, wishful thinking that we can get a screaming deal if we hurry, and plain old impulsive spending are a dangerous mix. Scammers know this. One example: Clicking an online ad, maybe for an ornament featuring a Santa with twinkling eyes and a smile hidden under … Continued

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A point-of-sale loan lets you break down a purchase into a series of smaller payments, so you can buy now and pay later. In recent years, point-of-sale financing has rapidly expanded in the United States, with lenders like Klarna, Afterpay and Affirm now partnering with major retailers, including Macy’s, Bed Bath & Beyond and Walmart, … Continued

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Like most things in 2020, Black Friday won’t be the same this year. But at least in the case of holiday shopping, change might not necessarily be a bad thing. If you’re thinking about shopping on the day after Thanksgiving, here’s why you should — and at least one reason you shouldn’t. The day still holds meaning … Continued

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