Young adults paying off student loans or saving for their first home won’t soon reach their financial goals just by cutting out Starbucks or canceling their gym membership. A faster way to save money is to trim housing expenses. Here are four ways to save on housing and free up money to pay off debt, save … Continued

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It’s a dilemma many 20-somethings face: You badly want to travel the world. But if your bank account could talk, it would say, “Are you kidding?” When you’re just starting out, even a weeklong vacation might seem like a one-way ticket to credit card debt — especially if you have a modest income or lack … Continued

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“Holy crap.” That was my shocked response to the first utility bill of summer. A month of running the air conditioner jacked my bill up by over $100. I suddenly found myself considering the pros and cons of living in the basement until Labor Day. If summer utility bills are scorching your budget, take heart. With these … Continued

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