Here’s a hint: Skipping your daily coffee isn’t going to cut it. Little luxuries are a popular punching bag for financial gurus, but they’re usually not what really keeps you from reaching financial goals. Instead of eliminating lattes to save that first $500 — and beyond — try changing your mindset. Why $500? It can be a solid start … Continued

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No one at NerdWallet is writing about living frugally during the day and then logging off to indulge in caviar and cognac at night. We usually try to practice what we preach. So when dinnertime rolls around, we know a few ways to cook up an affordable meal. Check out our ideas below. Fill up … Continued

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Disposing of unwanted items in our lives often means simply throwing them into the garbage or recycling bin — or, if they’re still useful, giving them away. It’s different with old credit cards and other payment cards, which should be destroyed so nobody can use them fraudulently. But how to destroy a payment card properly … Continued

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