CORRECTS: Fixes IRA contribution in Graf 19 Money doesn’t really age: It’s never too late to make smart financial decisions. But there are certain times in your life that are prime for specific money moves, times when making the right choice will set your future self up for success. Below, the best financial moves to make … Continued

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If doing this year’s taxes made you wish you could go back in time and claim tax breaks you’ve realized you overlooked or forgot on an old tax return, then congratulations, McFly — time travel is possible at the IRS. Here’s how you can rewind the clock on old tax returns and recoup money you … Continued

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Aja McClanahan, a Chicago-based writer, and her husband were staring down $120,000 in debt — about $20,000 of it credit card balances — and realized they needed to clean house. Literally. They found less expensive housing arrangements, and along the way in those seven years that they carried the debt, they also became meticulous about … Continued

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