Way to go, Class of 2016! You’ve reached a big milestone — and it’s only just the beginning. Now it’s time to make some plans to see where life can take you (and how some smart money strategies can help you along the way). Inceptia is here to help you get started on your journey. … Continued

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With the season’s signs of renewal and growth all around, you might be inspired to spend this month renewing good money habits and growing your bank balances. Consider these four tips for springing forward with your finances. 1. Stash money in a retirement account If you put cash in a Roth or traditional individual retirement account each year, you … Continued

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Thirty-eight percent of American households carry credit card debt from month to month, and that total debt adds up to $918 billion. The Federal Reserve estimates the average household balance is more than $16,000. And the average U.S. household is paying $6,658 a year in interest alone, or 9% of its income. This news is discouraging, … Continued

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