If you were in a financial bind, would you turn to your employer instead of a payday lender? Coming up with cash quickly can be a costly endeavor for the 78% of working Americans who often live paycheck to paycheck. Many turn to payday loans because they’re convenient. But they also carry high interest rates … Continued
Young adults paying off student loans or saving for their first home won’t soon reach their financial goals just by cutting out Starbucks or canceling their gym membership. A faster way to save money is to trim housing expenses. Here are four ways to save on housing and free up money to pay off debt, save … Continued
It’s a dilemma many 20-somethings face: You badly want to travel the world. But if your bank account could talk, it would say, “Are you kidding?” When you’re just starting out, even a weeklong vacation might seem like a one-way ticket to credit card debt — especially if you have a modest income or lack … Continued