About 63 percent of those under 30 years of age don’t have a credit card. That’s compared with just 35 percent of those over 30 who’ve chosen to opt out of the credit game. Those who do have credit cards run into trouble paying their bills.  Many millennials are cutting up their credit cards, and … Continued

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My friend had a stable job making $85,000 a year with moderate debt that included a mixture of credit cards and student loans. He lived a comfortable lifestyle often eating at fine restaurants and traveling. He shared with me that has all changed. My friend who was never late on bill payments was now facing some … Continued

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When you finally start to earn a steady paycheck, you might want to use it to attack your student loans. But that’s not the only financial goal you should focus on once you have some extra money. Saving for retirement in your 20s is crucial; put away even a small amount now, and it will … Continued

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